Financing with Financial Aid and Scholarships

Financial aid administered by NJCU that has been awarded but has not been received and credited to the student's account is Anticipated Financial Aid. Anticipated aid can include University scholarships, federal or private loans, and state or federal grants. Anticipated aid allows the student to pay the amount due for tuition and fees less the amount of pending financial aid. If anticipated aid is equal to or greater than the total student account balance, the amount due is zero and no payment is required. As actual aid is received and credited to the student's account, anticipated aid is reduced.

Anticipated aid amounts are determined by the Financial Aid Office and posted to the student's account. Anticipated aid that has not been received and credited will result in a financial hold flag being placed on the account preventing future registration and/or receipt of an official transcript. Eventually the aid will be taken off the bill. Both the financial hold flag and aid removal processes typically begin about six weeks after the start of the semester. When anticipated aid is removed, the outstanding balance due NJCU increases. This serves as a reminder that steps may need to be taken to receive this aid.

It is critical to periodically check the student's bill through GothicNet to check the status of both the current balance due and the status of their anticipated aid. Aid may not be credited to the account in the event the student has outstanding documents, such as Master Promissory Notes, Entrance Interviews and tax documents. For further questions on Anticipated Financial Aid and the status of the financial aid account, please contact the Financial Aid Office at (201) 200-3173.

Learn More About Financial Aid

Scholarships Information

Summer/Winter Deferments

NJCU provides the option of utilizing excess financial aid from the Fall semester to cover Summer session tuition and fees, as well as excess aid from Spring to cover Winter Intersession tuition and fees. The aid/loan must be posted to the student's account for Fall and Spring and must be enough to cover both the Summer and Winter charges, respectively. The plan can only be used for tuition and fee costs and will not be processed until the student is registered. In order to participate in the Tuition Deferment Plan, you must contact the Office of Student Accounts to verify eligibility. The deferment form and any amount not covered by financial aid/loans must be submitted by the payment deadline. The application can be found in the "How to..."and Forms section on the homepage of the Office of Student Accounts website.

Outside Scholarships

Scholarships from outside donors must be reported to the Office of Student Accounts. Please ensure that all documentation that was provided to you from the donor be included with your submission to our office, including award letters, checks, etc. Anticipated scholarships and grants will be included in your Anticipated Financial Aid and will reduce the outstanding balance on your student account.

Outside scholarship checks should be mailed to the Office of Student Accounts at the address below. Checks made payable to you, or to you and New Jersey City University must be endorsed by the student. If a check is made payable to New Jersey City University, no signature is required.

New Jersey City University
2039 Kennedy Boulevard
Jersey City, NJ 07305
Attn: Office of Student Accounts

The Financial Aid Office will remove Anticipated Financial Aid for outstanding outside scholarships before the end of each semester. Removing the anticipated aid when an outside scholarship has not been received may create an outstanding balance on your student account. It is the student's responsibility to contact the donor and make sure that the outside scholarship is sent to the Office of Student Accounts. In cases where outside awards are not received or the student has received the scholarship payment directly, the student is responsible for paying any balance due NJCU.